Just like other types of dental insurance, Medicaid and CHIP benefits can be tricky to navigate! Our Richardson, TX, dental team does not want you to be overly stressed about using your policy, so you can rely on us to help you understand how it applies and how it will affect your total financial responsibility. Continue reading below to learn more about how you can enjoy affordable dentistry for your family.
CHIP and Medicaid are government-back programs designed to help families get the care they need to stay healthy. CHIP stands for Children’s Health Insurance Program and is geared toward helping minors enjoy overall wellness. Both Medicaid and CHIP come with dental coverage for children.
DentaQuest, MCNA Dental, and United Healthcare Dental all offer Medicaid and CHIP oral health coverage for kids in Texas.
CHIP benefits typically come with an annual maximum of $564, but that maximum can be waived for pre-approved, medically necessary services.
Kids who are covered under Medicaid or CHIP usually enjoy the following coverage:
Things like braces, cosmetic treatments, and sedation are typically not covered.
If you have questions about whether a specific service may be covered, our team can help you find answers.
Whereas CHIP is exclusively for children, Medicaid can provide benefits for patients of any age, including adults. Dental coverage through Medicaid is highly dependent on state regulations. In Texas, Medicaid dental plans for adults are available through DentaQuest and MCNA Dental. Again, our team can help you figure out how your policy might apply in your unique situation.
Medicaid and CHIP plans focus strongly on preventive care, and for good reason. Routine exams, cleanings, and X-rays can do much to help patients of all ages avoid cavities, gum disease, and other dental problems. If you would like to learn how your family can use your benefits to maintain your strong and healthy smiles, get in touch with our friendly team. We are used to dealing with the ins and outs of many types of insurance plans, and we will be happy to put our knowledge to work for you.